Finding a home that combines generous living space, everyday functionality, and long-term value can be a challenge in today’s real estate market. This attractive five-bedroom, two-bathroom residence located at 1004 13th Avenue in Moline, Illinois, stands out as a property that offers all three.
Situated on a desirable corner lot and featuring an assumable FHA loan with an attractive 4.75% interest rate for qualified buyers, this home presents an excellent opportunity for families, first-time homeowners, or anyone seeking extra room to grow.
From the moment you arrive, the inviting front porch creates a welcoming first impression. It offers the perfect place to enjoy a morning cup of coffee, relax in the evening, or simply take in the neighborhood atmosphere.
The home’s corner-lot location provides additional outdoor space while enhancing curb appeal and creating a greater sense of openness compared to many traditional lots.
Stepping inside, visitors are greeted by spacious rooms designed to accommodate a variety of lifestyles. With five generously sized bedrooms, the home offers remarkable flexibility.
Large families will appreciate the abundance of sleeping quarters, while others may choose to convert one or more bedrooms into a home office, exercise room, hobby space, or guest suite. The possibilities are nearly endless, allowing homeowners to adapt the space to their changing needs over time.
The two full bathrooms add convenience for busy households by helping reduce morning congestion and providing practical functionality for both residents and visitors. Whether entertaining overnight guests or managing the routines of a growing family, having multiple bathrooms enhances everyday comfort.
At the center of the home is the expansive eat-in kitchen, a space designed to bring people together. Featuring a large center island, the kitchen provides abundant room for meal preparation, casual dining, and additional storage.
The island serves as a natural gathering point where family members can enjoy breakfast, children can complete homework, or guests can socialize while meals are being prepared.
The generous layout of the kitchen makes it easy to host holiday celebrations, family dinners, and social events without feeling crowded. Ample seating and workspace ensure that cooking and entertaining become enjoyable experiences rather than logistical challenges.
Throughout the home, the spacious floor plan allows furniture to be arranged comfortably without sacrificing mobility or style. Oversized rooms provide homeowners with the freedom to personalize each space according to their individual preferences while maintaining an open and inviting atmosphere.
Natural light flowing through the home further enhances the interior, creating bright and welcoming living spaces that feel comfortable throughout the day. Combined with the thoughtful layout, these features contribute to a home environment that is both practical and enjoyable.
Outside, the detached one-car garage provides secure parking while also offering additional storage potential for tools, bicycles, seasonal decorations, or outdoor equipment.
The surrounding yard presents opportunities for gardening, outdoor recreation, or future landscaping improvements that can further enhance the property’s appeal.
The corner lot itself represents a valuable feature, often providing greater privacy, improved accessibility, and increased visibility compared to interior lots. Homeowners may enjoy additional green space for children to play, pets to roam, or outdoor entertaining during warmer months.
Perhaps one of the most compelling aspects of this property is the assumable FHA loan carrying an interest rate of 4.75%.
In an environment where mortgage rates may fluctuate significantly, qualified buyers who can assume this loan could potentially benefit from substantial long-term savings compared to financing at higher current market rates.
This unique financial advantage may help make monthly payments more affordable while increasing purchasing power.
Moline continues to attract homebuyers thanks to its convenient location, established neighborhoods, and strong community amenities. Residents enjoy access to schools, parks, shopping centers, restaurants, and recreational opportunities throughout the region.
The city’s position within the Quad Cities area provides additional employment opportunities and cultural attractions while maintaining the comfort of a residential community.
For growing families, the abundance of bedrooms creates flexibility that can accommodate changing household needs over many years. Parents can provide separate rooms for children while still maintaining dedicated spaces for work or hobbies.
Multigenerational households may also find the layout especially appealing, allowing relatives to enjoy privacy while remaining under one roof.
Remote workers increasingly seek homes with extra rooms that can serve as productive office environments. In this property, one or even two bedrooms could easily be transformed into professional workspaces without compromising the home’s primary living functions.
Investors may also recognize value in a property offering multiple bedrooms and generous square footage, especially in areas where larger homes remain in steady demand. The combination of spacious interiors and favorable financing options enhances the home’s overall market appeal.
Beyond its practical features, this residence offers the kind of comfort that transforms a house into a home. The welcoming porch, expansive kitchen, versatile bedrooms, and functional layout all contribute to an environment where everyday living becomes easier and family memories can be created for years to come.
Whether hosting birthday parties, preparing holiday meals, welcoming overnight guests, or simply enjoying quiet evenings at home, the property provides the space needed to support countless life experiences.
For buyers searching for an affordable home that delivers exceptional room, flexibility, and potential financial advantages through its assumable FHA loan, 1004 13th Avenue in Moline deserves serious consideration.
Its combination of five bedrooms, two bathrooms, spacious common areas, detached garage, inviting outdoor spaces, and attractive financing opportunity makes it a standout option in the local market.
FROM ZILLOW